This cover does not protect the owner but protects third parties in the event of an accident. It does not also protect the car. The owner will meet the cost of repairing the car in the event of an accident or the cost of replacement of a car in the event of being stolen, burnt or damaged beyond repair.

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This covers any loss or damage to the vehicle by accidental means, theft, fire, malicious damage to the vehicle and Third-Party Liabilities (death, injuries and property damage). Provides compensation for third-party property damage, third-party bodily injury and or death, passenger legal liability, windscreen, radio/music system and accidental damages.

Additional benefits may include excess protector, political violence and terrorism cover, road rescue services, courtesy car for loss of use, loss of spare tyres, additional windscreen cover, additional radio /music system cover and personal accident cover.

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This is payable in the event that one becomes permanently disabled by accident or illness such that the member is never likely to engage in his occupation again

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The cover is worth 30pc of the selected death benefit payable in the event of the Member contracting a disease or requiring treatment qualifying as Critical Illness

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